zurück2Changes to savings capital in CHFweiter

This section tells you about account movements. 

Incoming and outgoing payments from previous years are not listed here. They are included in the savings capital as of the end of the previous year.

The amount of interest is dependent on the coverage ratio and is calculated annually. As at 31 December 2018, the coverage ratio is between 90% and 100%. This means that the interest on your BVK savings account will be 2% until mid-year and 1% from July onwards.

The BVG portion is your minimum retirement savings as prescribed by the law.