Your insured salary is a core parameter for your pension with BVK. It is used to calculate risk and savings contributions and also benefits in the event of disability and death. The insured salary corresponds to your qualifying annual salary minus the coordination deduction. The coordination deduction prevents the same salary components from being insured with the AHV/IV and BVK at the same time. In 2019, the coordination deduction is CHF 24 885 if your level of employment is 100%. If you are employed part-time, the coordination deduction is adjusted on the basis of your level of employment.