zurück3Contributions from insured annual salaryweiter

The risk contributions are used to fund the benefits payable in the event of disability and death.

The risks of death and disability are insured from 1 January of the year in which an insured person turns 18. The risk contribution is 2% of the insured salary. The employee pays 0.8% of this, with the employer contributing the remaining 1.2%.

Savings contributions do not become payable until the calendar year in which an insured person turns 21.